Please call or eMail this guy.

William J. Aase, Esq.
Attorney at Law
651-209-6884
Lawyer at akjustice.com

He is handling a case for me (car crash).

Sam.


Adam Maloney wrote:

>Not to pick specifically on Sam, but here is a great example of the
>problem.  
>
>So far, from the list and from other sources, here is what I've heard on
>calling the police in an accident:
>
>Only call the police if there are injuries
>"" if damage > "what you can wipe off with your sleeve"
>"" if damage > $100
>"" if damage > $500
>"" if damage > $1000
>Always call the police (damage or not, injuries or not, etc)
>
>It seems that everyone I talk to has taken the $5 law class instead of the
>$10 law class :)  Sam may be right.  But my dad might be right, my wife
>might be right, my agent might be right, or any of the dozen other people
>that responded might be right.
>
>Basically, I've decided that it doesn't matter what circumstances REQUIRE
>you to call, I'm just going to call every time, just to be sure.  If the
>police don't like coming out for nicks and scratches, so be it.  I'd much
>rather have them busting the neighborhood meth lab, but I've got problems
>too.
>
>As for why I didn't call my insurance company, let me explain that.
>
>When you are in an accident, and your insurance company knows you were in
>an accident, your rates go up.  I believe for most insurance co's you will
>pay a higher premium for 3 years after the latest accident.  This is
>regardless of fault or whether they paid any damages.  If you have an
>accident on your record, and they see it, your rates will go up.  This has
>been the case for all 4 companies I've been with in the past.
>Furthermore, 5 months ago was my 3 year accident anniversary (no cake),
>and my insurance agent called and told me they wanted to switch companies
>because with my record clear now it would be cheaper through this new
>company.  The accident 3 years ago was not my fault, and there were no
>damages paid, but it was still on record with my insurance company, and my
>premium was still much higher.
>
>I am not wrong here.  I spoke with my agent again yesterday, and she
>advised me to avoid getting the insurance company involved and just pay
>the damages myself, to avoid a rate increase.  She didn't have to pull my
>file to see which company I was with to tell me this.  This seems to be an
>across-the-board policy for all insurance companies.  The thinking is, if
>you were in 1 accident, you are likely to be in more accidents (dictated
>by where you live, where and how you drive, etc).
>
>So obviously the best solution is to have the other guy's insurance pay
>the damages, and let his rates go up.  This is what should normally happen
>when you are in an accident and you're not at fault.
>
>Because I was driving the "uninsured Ford driver magnet", his insurance
>company is not going to pay the damages.  Now, I can take him to
>concilliation court, where I will probably win (he won't show), but he
>isn't REQUIRED to pay me.  He will have a judgement against him for the
>amount, and I can send him to a collections agency and shoot his credit to
>hell, but the kind of people who drive w/o insurance already have bad
>credit so he won't care.
>
>I can also send Louie and Mikey down to do a "scientific study" to see if
>it's easier for him to pay me with broken kneecaps - but I won't.
>
>So now, I can have my insurance company pay it, or I can pay it out of
>pocket.  Now, regardless of my deductable, it's going to be cheaper in the
>long run for me to just pay the $850 directly, rather than have my rates
>go up for the next 3 years.
>
>But stil, thanks to everyone who responded, and special thanks to those
>that offered help.  I met St. Paul's finest at the corner last night and
>actually got them to file a report, so we'll see what happens.
>
>On Sat, 27 Sep 2003, Sam MacDonald wrote:
>
>  
>
>>BTW it the care has more then $100 damage you are required to call the 
>>police.  We all know this but sometimes people are so nice willing to 
>>help you out. Call the police, call the police, call the police.
>>
>>Sam.
>>
>>Wayne Johnson wrote:
>>
>>    
>>
>>>Having this done to me about 2 years ago, no it isn't hit and run, but it
>>>might be considered fraud if the police can convince the DA to prosecute.
>>>
>>>Needless to say, the OWNER of the car can get slapped with a misdemeanor
>>>for allowing the car to be driven without insurance.
>>>
>>>Call the police department of the city where the accident occurred.  They
>>>can give you immediate access to the registration.
>>>
>>>And ALWAYS call 911 when an accident happens.  The squad can verify
>>>address and insurance info on the spot.  I learned the hard way.  The
>>>driver that hit me gave me a bogus name and address.  If I hadn't written
>>>down the plate, we never would have gotten to the owner, who had stopped
>>>paying the insurance bills.  Turns out the driver was a well known drug
>>>dealer from the Brookdale area.  A guy with one brown eye, and one blue.
>>>
>>>Ben Lutgens said:
>>> 
>>>
>>>      
>>>
>>>>--
>>>>Ben Lutgens
>>>>US Admins, Inc
>>>>System Administrator / Server Gumby / General Purpose Lackey
>>>>On 2003-09-25 10:03:04 -0500 Clay Fandre <clay at fandre.com> wrote:
>>>>
>>>>   
>>>>
>>>>        
>>>>
>>>>>On Thu, 25 Sep 2003, Adam Maloney wrote:
>>>>>     
>>>>>
>>>>>          
>>>>>
>>>>>>Does anyone know of a quick and easy way to get this kind of
>>>>>>information?
>>>>>>Free is good, but I don't mind paying a small fee if anyone can
>>>>>>recommend
>>>>>>somewhere that I won't get (more) screwed.
>>>>>>
>>>>>>       
>>>>>>
>>>>>>            
>>>>>>
>>>>>Know anyone who's a cop?
>>>>>     
>>>>>
>>>>>          
>>>>>
>>>>This is a matter for law-enforcement. Its tantamount to hit-and-run.
>>>>Its called a crime.
>>>>
>>>>Call the police.
>>>>
>>>>   
>>>>
>>>>        
>>>>
>>>>>_______________________________________________
>>>>>TCLUG Mailing List - Minneapolis/St. Paul, Minnesota
>>>>>http://www.mn-linux.org tclug-list at mn-linux.org
>>>>>https://mailman.real-time.com/mailman/listinfo/tclug-list
>>>>>
>>>>>
>>>>>     
>>>>>
>>>>>          
>>>>>
>>>>_______________________________________________
>>>>TCLUG Mailing List - Minneapolis/St. Paul, Minnesota
>>>>http://www.mn-linux.org tclug-list at mn-linux.org
>>>>https://mailman.real-time.com/mailman/listinfo/tclug-list
>>>>   
>>>>
>>>>        
>>>>
>>>
>>>
>>>_______________________________________________
>>>TCLUG Mailing List - Minneapolis/St. Paul, Minnesota
>>>http://www.mn-linux.org tclug-list at mn-linux.org
>>>https://mailman.real-time.com/mailman/listinfo/tclug-list
>>>
>>> 
>>>
>>>      
>>>
>>_______________________________________________
>>TCLUG Mailing List - Minneapolis/St. Paul, Minnesota
>>http://www.mn-linux.org tclug-list at mn-linux.org
>>https://mailman.real-time.com/mailman/listinfo/tclug-list
>>
>>    
>>
>
>
>_______________________________________________
>TCLUG Mailing List - Minneapolis/St. Paul, Minnesota
>http://www.mn-linux.org tclug-list at mn-linux.org
>https://mailman.real-time.com/mailman/listinfo/tclug-list
>
>  
>


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