This from the MN DMV Accident Reporting form: Every driver in a crash involving $1,000 or more in property damage, or injury or death, MUST COMPLETE this form and send it to Driver and Vehicle Services within 10 days. Failure to provide this information is a misdemeanor under Minnesota Statute 169.09, subdivision 7. See reverse side for address and for data privacy information. You can download the from from: http://www.dps.state.mn.us/dvs/PDFForms/Forms/CitReport.pdf I might suggest printing a copy and keeping it in your glove compartment. Justin Kremer said: > > On Saturday, September 27, 2003, at 11:52 AM, Adam Maloney wrote: > >> Only call the police if there are injuries >> "" if damage > "what you can wipe off with your sleeve" >> "" if damage > $100 >> "" if damage > $500 >> "" if damage > $1000 >> Always call the police (damage or not, injuries or not, etc) > > This might be useful if you really want to know...I'm sure it's in > there somewhere. > http://www.revisor.leg.state.mn.us/stats/169/ > >> When you are in an accident, and your insurance company knows you were >> in >> an accident, your rates go up. I believe for most insurance co's you >> will >> pay a higher premium for 3 years after the latest accident. This is >> regardless of fault or whether they paid any damages. If you have an >> accident on your record, and they see it, your rates will go up. > > I would suggest looking for other insurance. That is not how my > insurance company (progressive, in case you care) does it. They have a > point system, and everything they find on your record goes on your > billing statement, but some of them are worth 0 points, like the > windshield I had replaced because it cracked on me. Anything they do > give you points for will cause your rates to increase for 3 years, > though. > I love it. I have two speeding tickets costing me a 27% rate increase > per 6 mo, when the speeding on my part is nothing but a "potential > future liability" on their part. And I had a broken windshield that > actually cost the insurance company a little bit, that did nothing to > my rates. > > >> Because I was driving the "uninsured Ford driver magnet", his >> insurance company is not going to pay the damages. Now, I can take >> him to concilliation court, where I will probably win (he won't show), >> but he isn't REQUIRED to pay me. He will have a judgement against him >> for the amount, and I can send him to a collections agency and shoot >> his credit to >> hell, but the kind of people who drive w/o insurance already have bad >> credit so he won't care. > > I hate the fact that there are so many laws out there protecting mean > and stupid people from themselves and others. > > -- > Justin Kremer > <kremer at ringworld.org> > > > _______________________________________________ > TCLUG Mailing List - Minneapolis/St. Paul, Minnesota > http://www.mn-linux.org tclug-list at mn-linux.org > https://mailman.real-time.com/mailman/listinfo/tclug-list _______________________________________________ TCLUG Mailing List - Minneapolis/St. Paul, Minnesota http://www.mn-linux.org tclug-list at mn-linux.org https://mailman.real-time.com/mailman/listinfo/tclug-list